One Man’s Walk through life

The Association of Flight Attendants International

According to a recent study, consumers spend 12 18% more when using a credit card as their payment method.Canadians stuck in the credit card debt cycleAs of 2016, Canadian households owed a total of $2,028.7 billion, an increase of nearly $30 billion in the last three months of 2016. $596.5 billion of that is in consumer debt, largely made up of credit card debt.According to Credit Cards Canada website, in 2016, the average credit card debt per Canadian was $3,954.Fewer cards, but higher debtInterestingly, Canadians had fewer active credit cards compared to the previous year, but they are borrowing more on the active cards they do have (according to a recent report by TransUnion).The average card balance per consumer rose 2.3 per cent in the last three months of 2016 from a year earlier.Consumers unaware of impactDespite the fact that Canadians are struggling to manage the debt they have, many remain unfazed or unaware of the greater impact of carrying debt, especially credit card debt. And, for many the use of a credit card is what keeping them afloat.According to a 2016 survey, per cent of millennial respondents feel it not a deal if they carry a balance on their credit cards.

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Throughout 2017 both Microsoft and Google announced AI services that rival those unveiled this week by AWS.”If Amazon can offer products that are just good enough, it can use its leading position,” said Chris Nicholson, CEO of Skymind, a San Francisco startup that provides AI solutions for enterprises.Among Amazon’s AI announcements is Amazon SageMaker, which lets companies build and quickly train machine learning algorithms. It also announced Amazon Rekognition Video, which uses AI to detect objects and faces in customers’ video content; Amazon Transcribe, which turns audio into text; Amazon Translate, which translates text; and Amazon Comprehend, which analyses text for sentiment and key phrases.”We expect the big three to continue to play a game of leapfrog over the next several years as the enterprise moves from experimental to industrialization of AI and machine learning,” said Ken Corless, a principal in Deloitte Consulting’s cloud engineering practice. Use the code “GETPRO”.

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